Credit Risk Oversight Manager

About the role

The Credit Risk Oversight Manager will provide independent assurance and challenge to the first line of defence Borrowing teams to ensure safe growth. This role involves analysing credit portfolio performance, developing monitoring metrics, and partnering with internal teams to support credit strategy changes. You will play a key role in maintaining the Credit Risk Framework and providing expertise for strategic projects like stress-testing and forecasting.

Responsibilities

• Providing ongoing oversight of credit risk by analysing lending product performance and developing monitoring metrics.
• Partnering with first line of defence teams to support credit strategy changes and new product launches.
• Delivering deep insight, feedback, and challenge on credit strategies through data-driven analysis.
• Leading second line assurance work on thematic reviews.
• Collaborating with model validation and development teams to ensure understanding of credit strategy models.
• Providing credit expertise for strategic projects including stress-testing and forecasting.
• Supporting the maintenance and embedding of the Credit Risk Framework.

Required skills

• Credit risk management
• Consumer credit risk
• Small business credit risk
• SQL
• Credit risk scorecards
• NPV models

Nice to have

• Looker
• PowerBI
• Tableau

Benefits

• Incentive awards
• Flexible working hours
• Annual learning budget
• Work-from-home setup support
• Macbook

About the Company

Monzo is a digital bank on a mission to make money work for everyone by moving away from traditional banking. They offer a range of personal and business accounts, credit cards, and investment options, focusing on solving problems and creating positive customer experiences.