Fraud Manager - Data & IA

About the role

The Fraud Manager will contribute to external fraud prevention at a group level across France, Italy, Spain, Portugal, and Germany. The role focuses on leveraging AI and data to innovate fraud detection, pilot data-driven fraud strategies, and build anti-fraud measures for new products. You will work within a tech-driven environment in close collaboration with Data, Tech, and Product teams.

Responsibilities

• Develop an effective anti-fraud framework in collaboration with Business Units, Product, and Data teams.
• Design modular risk-based journeys that balance friction and prevention.
• Anticipate fraud risks related to the launch of new banking offers and cashback programs.
• Identify and test new technologies and AI approaches to automate detection.
• Build and harmonize fraud monitoring indicators and reporting for management.
• Collaborate with local anti-fraud teams to share best practices and ensure regulatory compliance.

Required skills

• Excel
• SQL
• Machine learning
• Generative AI
• Data visualization
• Enterprise Risk Management
• Credit fraud
• LCB-FT

Nice to have

• Banking fraud
• Payment fraud
• Loyalty program fraud
• Italian
• Spanish
• Portuguese

Qualifications

• Master's degree in Engineering, Business, Data, Statistics, or Risk

Benefits

• International work environment
• Individualized onboarding and management support
• Continuous learning and training
• Parental charter
• 33 days of paid leave
• Wellpass sports and wellness subscription
• Restaurant tickets
• Team building events

About the Company

Younited is a B Corp certified financial services company that combines technology, data, and automation to simplify borrowing, paying, and saving. With over 1.5 million customers and 500 employees across four European countries, the company aims to be a trusted financial partner through simplicity, transparency, and responsible finance.