Product Manager - UPL

About the role

As a Product Manager in UPL Growth, you will own a meaningful part of how Zopa originates loans, including decisioning, data, and product journeys. You will identify opportunities to improve conversion, eligibility, and growth, taking them from commercial hypothesis through discovery and delivery. This role involves working closely with engineering, credit risk, and data science teams to shape the logic behind lending decisions.

Responsibilities

• Own a defined area of the UPL growth roadmap from opportunity sizing through to launch, measurement and iteration.
• Turn commercial and customer signals into a clear product strategy.
• Shape the origination and decisioning experience, including the rules, journeys and data behind loan offers.
• Lead cross-functional discovery with Engineering, Credit Risk and Data Science to find the most valuable, feasible route to growth.
• Develop propositions that give customers greater clarity and confidence before they invest time in a full application.
• Make the call on scope and sequencing, balancing customer value, risk, commercial return and engineering effort.
• Use data to uncover friction, validate hypotheses and quantify the impact of your work.
• Translate complex lending and technical problems into decisions that senior stakeholders can align behind.

Required skills

• Product Management
• Data Analysis
• Product Strategy
• Cross-functional leadership

Nice to have

• Lending
• Consumer credit
• Financial products
• Originations
• Underwriting
• Pricing
• Servicing
• Fintech

Qualifications

• Quantitative foundation through study or equivalent experience

About the Company

Zopa is a bank that launched in 2020, building on its history as a peer-to-peer lending company founded in 2005. The company focuses on putting people at the center of finance and has been named one of the top three UK's Most Loved Workplaces.